AI-Powered Banking Intelligence

Premium Analytics at Community Bank Prices

Transform your financial institution with PhD-level expertise, cutting-edge AI automation, and proven regulatory compliance—delivering enterprise-grade solutions at 30-40% below Big 4 pricing.

📞 (541) 579-8596 ✉️ [email protected]
40+ Years Combined Experience
50-70% Cost Reduction
3 PhDs on Team
30% Year 1 Discount

Comprehensive Banking Analytics

From regulatory compliance to AI automation, we provide the full spectrum of analytics solutions your institution needs to thrive.

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Core Banking Solutions

Enterprise-grade regulatory compliance, risk management, and strategic planning built for modern banking.

  • CECL Model Development & Validation (SR 11-7 Compliant)
  • Interest Rate Risk & Liquidity Management
  • Capital Planning & Stress Testing (DFAST)
  • Funds Transfer Pricing & Profitability Analysis
  • BSA/AML Compliance & Fraud Detection
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AI Automation & ML

Reduce operational costs by 40-60% with cutting-edge generative AI and machine learning capabilities.

  • Document & Report Generation (loan docs, credit memos, filings)
  • Automated Loan Origination & Credit Decisions
  • KYC/CIP & Reconciliation Automation
  • Early Warning Systems & Churn Prediction
  • Fair Lending Analysis & Bias Detection
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Innovative Banking

Access high-growth markets with our 1099 Lending Program and comprehensive derisking solutions.

  • Alternative Income Verification for Gig Economy
  • Portfolio Optimization & Concentration Analysis
  • Cybersecurity & Third-Party Risk Assessment
  • Fair Lending & BSA/AML Risk Management
  • Exit Strategy & Portfolio Sale Services

The 1099 Lending Revolution

60+ million gig economy workers are underserved by traditional lending. Our proprietary alternative income verification models unlock this massive, high-growth market segment.

Premium pricing (200-400 bps above traditional products) meets strong credit performance when properly underwritten—creating a competitive advantage for forward-thinking institutions.

The Opportunity

60M+
Gig Economy Workers in U.S.
50%
Projected Workforce by 2030
200M+
Global Creator Economy

Unmatched Competitive Advantage

The intersection of PhD-level expertise, AI-powered efficiency, and deep banking experience creates solutions that are both innovative and proven.

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PhD-Level Expertise

Three PhDs with 40+ years combined experience in data science, statistics, and mathematical modeling deliver unparalleled analytical rigor.

AI-Powered Efficiency

Proprietary automation reduces labor costs by 50-70%, enabling premium quality at prices 30-40% below Big 4 consultants.

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Banking Experience

Team members from Synovus, Amazon, Walmart, and Charles Schwab understand both community bank constraints and enterprise best practices.

Regulatory Credibility

Direct experience with CECL, DFAST, SR 11-7, BSA/AML, and fair lending compliance ensures audit-ready deliverables.

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Innovation + Stability

Bleeding-edge AI capabilities combined with proven risk management frameworks deliver sustainable competitive advantage.

Ready to Transform Your Institution?

Join forward-thinking banks leveraging AI-powered analytics to compete with larger institutions while maintaining the personal service that defines community banking.